📂 Api 👁 1.2k views 🕐 August 16, 2026

Privacy

Privacy

Privacy.com is a financial tool designed for individuals and businesses looking to secure their online payments and protect against fraud. It allows users to create virtual cards with unique card numbers, CVV codes, and expiration dates that can be used for online transactions. These virtual cards can be set with spend limits, paused, or closed at any time to prevent unauthorized transactions. By using Privacy.com, users can keep their financial information private and secure, reducing the risk of fraud and identity theft. Privacy.com offers various plans to match different needs, including personal and business use cases. The tool is particularly useful for individuals who frequently make online purchases, businesses that need to manage employee expenses, and anyone looking for an added layer of security for their financial transactions.

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Features
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Virtual Cards
Create unique, temporary card numbers for secure online transactions.
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Spend Limits
Set customizable spending limits on virtual cards to track and maintain budgets.
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Card Locking
Automatically lock cards to the first merchant they're used with to prevent unauthorized transactions.
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One-Time Use Cards
Create cards that automatically close after a single transaction for added security.
Verdict
Best forTeams doing Api work who need consistent output without a steep learning curve.
Skip ifYou only need this once or twice; the subscription cost won't pay off for occasional use.
✓Enhanced Security: Privacy.com provides an additional layer of security for online transactions, reducing the risk of fraud and identity theft.
✓Customizable Spend Limits: Users can set spend limits on virtual cards to better manage their finances and prevent overspending.
✓Convenient Card Management: Virtual cards can be easily paused, unpause, or closed at any time, providing users with full control over their transactions.
✕Limited Availability: Privacy.com is currently available only to US citizens or legal residents with a US bank or credit union account.
✕Transaction Fees: While there are no fees on domestic transactions for the basic plan, there is a 3% fee on foreign transactions.
Frequently Asked Questions
Privacy.com is a financial tool that allows users to create virtual cards for secure online transactions. It works by generating unique card numbers, CVV codes, and expiration dates that can be used for online purchases.
Yes, Privacy.com offers a free plan with up to 12 new cards per month. However, there may be fees associated with certain transactions, such as foreign transactions.
Yes, but there is a 3% fee on foreign transactions for the basic plan. It's recommended to review the pricing details for the most up-to-date information.
Privacy.com offers a unique approach to financial security by providing virtual cards with customizable spend limits and automatic locking features. It's designed to provide an added layer of security for online transactions.
Yes, Privacy.com is PCI-DSS compliant and adheres to the same security standards as a bank. The tool is designed to protect user information and prevent unauthorized transactions.
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